Congress should not trade while they also make the rules.
The United States Congress has become a hotbed of financial corruption, with lawmakers using insider knowledge to enrich themselves through stock trading. While the American people struggle with stagnant wages, rising costs, and economic uncertainty, members of Congress are posting Wall Street-level returns—beating the market year after year.
•Nancy Pelosi & her husband have made over $100 million trading stocks while influencing legislation.
•Dan Crenshaw (R-TX) outperformed Warren Buffett in 2021 with a 40% portfolio return.
•Tommy Tuberville (R-AL) traded defense stocks while serving on the Senate Armed Services Committee.
If a regular citizen did this, it would be called insider trading—and they’d go to prison. But in Congress, it’s just part of the job.
The Congressional Anti-Corruption Stock Act puts an end to this rigged system by banning individual stock trading for lawmakers and replacing it with an exciting new benefit: an annual salary bonus equal to the federal minimum wage.
Congress shouldn’t be a stock trading firm. If they want to profit off the market, they can quit.
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Democrats
Republicans
TITLE: Profiteering Elites Looting Our Systems Integrity (P.E.L.O.S.I)
1. Stock Trading Ban
•No member of Congress, their spouse, or their dependent children may own, buy, or sell individual stocks, stock options, or other securities tied to individual companies.
•No investments in hedge funds, private equity, derivatives, or sector-specific funds that could benefit from insider knowledge.
•Violators will forfeit 100% of the illegal holdings and be permanently barred from running for office again.
2. No More Blind Trust Loopholes
•Blind trusts are prohibited. These are a political smokescreen—members of Congress still know what industries they’ve invested in, and their financial managers aren’t truly independent.
•This bill ensures no personal gain from legislative influence.
3. No More Real Estate Speculation
•Members of Congress may own only one primary residence.
•No rental properties, no flipping houses, no commercial real estate holdings, and no real estate investment trusts (REITs).
•Why? Congress directly controls housing policy, tax incentives, and mortgage regulations—they should not be allowed to profit off the housing market.
4. Permitted Investments
Members of Congress may still invest in:
•Broad-based index funds (e.g., S&P 500 ETFs, Total Stock Market Funds)
•Bond Market Index Funds
•U.S. Treasury Bonds, CDs, and Government Securities
•Retirement Accounts (401k, Roth IRA) following the same restrictions
This ensures lawmakers can grow their wealth at the same pace as the average American worker—without profiting from insider information.
The Minimum Wage Bonus: A Reward for Public Service
Congress has refused to raise the federal minimum wage for over a decade. To help them better understand the reality of low-wage work, this bill provides an annual salary bonus equal to one year of full-time earnings at the federal minimum wage.
How It Works:
•Annual Bonus Calculation:
•Federal Minimum Wage × 40 Hours × 52 Weeks
•($7.25 × 40 × 52 = $15,080 per year)
•This taxable bonus will be added to their congressional salary.
Why This Matters:
•It’s a reward for their sacrifice—giving up stock trading is tough!
•It’s a reminder of what they consider an acceptable wage for millions of Americans.
•If they raise the minimum wage, their bonus increases too!
Congress loves their own pay raises—maybe this time, they’ll finally raise the minimum wage along with them.
Enforcement & Penalties
1.90-Day Compliance Window
•Members of Congress must divest all prohibited holdings within 90 days of taking office.
2.Mandatory Public Audits
•All members must publicly disclose their financial assets annually.
3.Penalties for Violations
•100% forfeiture of illegal investments.
•Permanent ban from running for office.
Key Takeaways
•No individual stocks, no hedge funds, no real estate speculation.
•Only broad-based index funds and government securities allowed.
•Congress gets a minimum-wage bonus—because they love low wages so much.
•Violators lose every dollar and their political career.
Congress is a public service, not a payday. If they don’t like it, they can quit.
PELOSI Act Certification Quiz
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Disclaimer
I’m not a lawyer, and this isn’t finalized legislative language — but I’m also not waiting around for someone else to write what’s clearly overdue. We need more single issue, readable bills.
These are serious drafts from someone running for Congress who believes voters deserve more than slogans and vague promises. And yes, once elected, I’ll work with the Office of Legislative Counsel, the Congressional Research Service, and policy experts to refine every section into fully enforceable law. That’s what they’re there for.
But make no mistake — the intent, urgency, and direction are already here.